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About TexCap Financial, LLC

Texcap financial

TexCap Financial, LLC is a collection agency based in Dallas, TX. He has been in business since 2011.

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Basically, TexCap Financial, LLC is a debt collection agency based in Dallas, Texas. You can see them listed as a collection account in your credit report. This can happen when you forget to pay the bill.

What do we know about TexCap Financial, LLC?

No legal action has been taken against him and no case has been registered against him. We do not currently have an open case against TexCap Financial, LLC for FDCPA violations.

If you or someone you know owns TexCap Financial, LLC, or any other collection agency, your consumer rights are being violated, let the collector sue for helping you!

Take a moment to complete our free consultation survey at the bottom of this page! Our expert legal team will review your information and help you determine if you have a lawsuit against your debt collector; you will not be charged!

Is TexCap Financial, LLC hurting your credit score?

How do I remove TexCap Financial from my credit report?

Aggregates can damage your credit score and can last up to seven years on your credit report whether you pay it or not. Unfortunately, paying a deposit can also lower your credit score.

However, it is possible to delete a collection account from your credit history before seven years.

(Debt collectors prefer that we do not tell you, but this is something you should know.)

Lexington Law is a professional credit repair company that helps people fix their credit.

In addition to collecting, Lexington Law can help you remove other incorrect information from your credit report, such as inquiries, late payments, charge-offs, foreclosures, repossessions, decisions, lenses, and bankruptcy.

Should I contact TexCap Financial or pay?

There is nothing better than talking to a collection agency on the phone. And paying on the collection account will reset the clock. So instead of helping your credit, it can make it worse. Of course, there are times when it’s better to just pay the depositor’s account, especially if it’s new and you believe it’s legitimate.

The best way to deal with this is to work with a professional credit repair service. They have removed millions of negative items from companies like TexCap Financial, LLC for millions of clients across the country.

And they can help you.

Will TexCap Financial sue me or guarantee my wages?

It’s possible, but if you work with a law firm like Lexington Law, you don’t have to worry. They will help you to dispute the deposit account and possibly remove it from your credit report. It is also possible that you have never heard of or had to deal with TexCap Financial, LLC.

Call Lexington Law to find out how they can help you avoid litigation and remove negative items from your credit report that will significantly improve your credit score.

TexCap Financial, LLC Complaints

Most collection agencies have several complaints against them in the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about misreporting, harassment, or failure to verify a loan. If the debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows you have rights, and so does TexCap Financial, LLC.

Tips for dealing with TexCap Financial, LLC

Avoid the phone. Never talk to a borrower on the phone. The less they know about you, the better.

Let them know politely that it is your policy to deal with everything in writing. Request a letter with the original loan information and then hang up. If they keep calling, send them a Cease and Destroyer.

Tips for dealing with TexCap Financial, LLC

  • Record the phone. Never talk to a borrower on the phone. The less they know about you, the better.
    Let them know politely that it is your policy to deal with everything in writing. Request a letter with the original loan information and then hang up. If they keep calling, send them Siege and Destroyer.
  • Don’t believe them. Debt collectors are known to make false threats, tell lies, and tell you everything you need to say in order to force you to pay off the debt.
  • Don’t try to hide money. If you owe money, it is illegal to hide money or assets from a legitimate borrower. However, it is also best to avoid accessing your bank account or credit card information.
  • Do not apply for new lines of credit. Applying for new credit lines is also considered fraud if you are unable to repay your existing creditors.
  • Don’t ignore them. You can work on your terms, but ignoring the situation will not stop them. Ignoring them prepares you for possible litigation.
  • Know the law of the boundaries of your state. Every state has a law on debt limits. Once your debt has reached a certain age, it is considered a “zombie debt” and you are not legally obligated to repay it. The age range varies from state to state, but it is usually around 4-6 years.

Remove TexCap Financial, LLC from your credit report today!

Lexington Law TexCap Financial, LLC specializes in handling collection accounts. He has over 18 years of experience and has removed more than 7 million negative items for his clients in 2020 alone.

If you are looking for a reputable company to help you collect accounts and repair your credit, we highly recommend Lexington Law.

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