All about Venture X Vs. American Express Gold
If you’re looking for a premium credit card, Capital One Venture X Rewards Credit Card and American Express® Gold Card both offer a great combination of benefits with attractive prizes and a modest annual fee. You may be a traveler looking for a strong reward card for everyday expenses. Or maybe you’re looking for everyday rewards for food and grocery expenses?
If you are considering these two credit cards, your spending and travel patterns will determine if one or both of these cards are right for you.
Venture X is best for:
The recently launched Capital One Venture X Rewards credit card offers a generous welcome bonus: receive 75,000 bonus miles after spending $ 4,000 on purchases within the first three months of opening an account.
Currently, the Welcome Bonus for American Express Gold Card is less generous: Receive 60,000 membership rewards after spending $ 4,000 on purchases in the first 6 months of the card membership.
Annual travel credit and point bonus
Travel credit up to $ 300 for booking with Venture X Capital One Travel, plus an annual 10,000-mile bonus on your card member’s birthday. Even if you travel primarily for work and must book most of your travels through your corporate travel portal, if you only make one personal trip each year, you are likely to travel through Capital One. $ Will be able to book hotels, planes, or car rentals worth 300. To take advantage of this credit. Just keep in mind that the hotel stays where you want to earn points with the hotel’s loyalty program or use the benefits of the status booked directly with the hotel chain.
Travel booking through the Capital One portal
Venture X offers 2 miles per dollar on all eligible purchases and 5 miles per flight on flights and 10 miles per dollar on hotels and rental cars when booking through Capital One Travel. Capital One Travel Portal’s hotel rates may vary, so you can get a better price if you book directly through the hotel, but most flights must be priced through the portal. If you are able to book your trip through the Capital One portal, it can be an incredible return on a large sum of money if you travel frequently.
If you are not able to book your trip through Capital One Travel, but you have to book your flights directly, the American Express® Gold Card may be more beneficial as it offers 4 membership rewards ® points per restaurant. Offers dollars, as well as takeouts and deliveries. 4 membership rewards in the US, US supermarkets ® Points per dollar (up to $ 25,000 per calendar year in purchases, then 1 point per dollar), 3 membership on flights booked directly with airlines or via American Express Travel Rewards: Points per dollar and 1 point per dollar on other eligible purchases.
Points on general purchases
One of the most exciting aspects of Venture X is that it is a card that combines premium travel benefits and transferable points with a strong revenue of 2 points per dollar on purchases that fall into the bonus category. No, that means you can carry and use it. One card for all your purchases without worrying about losing your prizes.
American Express® Gold Card receives 1 membership reward point for every dollar spent on public purchases.
Access to the airport lounge
Venture X Priority Pass gives cardmembers access to the lounge, a network of more than 1,300 international airport lounges. Primary cardmembers and two additional guests have access to preferential pass lounges. In addition to preferential pass lounges, cardholders have access to Capital One’s smaller but growing airline lounges.
The benefits of access to the lounge will depend on your travel patterns. The preferential pass lounge network is internationally strong, but US Capital One’s lounge network is less robust than the Delta Sky Club, Admirals Club, and United Club networks, until February 2022 it includes only Dallas (DFW). , But in Denver (DEN) and Washington-Dulles (IAD) later in 2022.
American Express® Gold Card does not offer access to the Lounge. For access to the Lounge in American Express Card, consider The Platinum Card® from American Express. (Terms apply.)
American Express Gold is best for:
Heavy spending on restaurants and grocery stores
If you’re a business traveler, keen on food, or otherwise spend a lot in restaurants, it’s hard to ignore the US Express® Gold Card 4 membership reward points per dollar for food purchases. In addition to earning 4 points per dollar in restaurants around the world, the card offers the same rewards for takeouts and deliveries in the United States.
If restaurants aren’t your thing, you’re in for a treat at home. Gold Card Calendar also offers 4 points per dollar for your first $ 25,000 purchase in US supermarkets during the year.
Capital One Venture X Rewards does not offer credit card restaurant and grocery store bonuses and 2 points per dollar on those purchases.
Booking direct flights with airlines
As mentioned above, Venture X only pays 5 points per dollar on flights booked through the Capital One travel portal. If you prefer to book flights with direct airlines, American Express® Gold Card can offer a better price. Gold Card offers 3 membership rewards points per dollar spent on all flights booked via amextravel.com or directly with airlines.
When you add your Gold Card to your Uber account, you will automatically receive میں 10 per month in Uber Cash, for a total of $ 120 credits per year. Uber Cash is an advantage to use or lose which should be used in the month in which it is given, so sometimes Uber riders may see limited benefit from this credit. Fortunately, the credit can also be used to purchase US UberEats, so if you place a takeout or delivery order through Uber Eats, it can reduce your costs.
American Express offers
Many American Express cards offer annual statement credits, but a similar, often overlooked benefit offered by American Express is the Amex offer. All American Express Cards include Amex offers and promotions offered in partnership with merchants that can be added to your card online.
American Express Gold Card vs Capital One Venture Rewards Credit Card
|American Express® Gold Card||Capital One Venture Rewards Credit Card|
|Annual fee||$250||$0 for the first year|
|Variable APR||See Pay Over Time APR||17.49% to 24.74%|
|Intro APR||Not applicable||None|
|Rewards||Earn 4X Membership Rewards® points when you dine at restaurants and shop at U.S. supermarkets (on up to $25000 per year in purchases then 1X); 3X points on flights booked directly with airlines or on amextravel.com; 1X points on all other purchases||Earn 5X miles on hotel and rental cars booked through Capital One Travel℠; unlimited 2X miles per dollar on all other purchases|
|Welcome bonus||Earn 60,000 Membership Rewards points after you spend $4000 on eligible purchases within the first 6 months of card membership||Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months from account opening|
|Credits||$120 annual dining credit ($10 a month) at participating restaurants like The Cheesecake Factory||Receive up to $100 credit for Global Entry or TSA PreCheck fee every four years|