How To Remove Late Payments From Your Credit Report Late payments can last up to seven years on your credit reports. If you believe a late payment is being reported incorrectly, you may dispute the information with Experian. You can…
Best Banks That Don’t Use ChexSystems It’s hard to live without a bank account. Banks that do not use ChexSystems offer viable bank account solutions for people with ChexSystems records. Being blacklisted by ChexSystems can be devastating. Many banks offer…
Best Credit Repair Companies Credit report errors are more common than you think. And, while you can remove misinformation from your own credit report, the process is often frustrating and time-consuming. Credit repair companies can make this process easier by…
If you are looking to meet your needs with short-term loans, higher interest rates can lower and discourage you from getting the financial support you need. Add to that the burden of bad credit ratings, and you may not be…
Do you think you need an advanced degree to know what is affecting your credit score? The good news is that if you don’t, it can be really easy. Behind the numbers themselves (credit scores are usually 300 to 850),…
Having a bank account is very important. But, if you have bad credit, it is very difficult to open a new checking account. Some traditional bank checks may refuse to open an account if you have unpaid overdraft fees, late…
Why You Should Check Your Credit Score Regularly? Your credit score is a key piece of information that is visible to lenders when deciding to approve a loan and pay you. The higher your credit score, the better your reputation…
Hard credit inquiry vs. soft credit inquiry: What they are and why they matter Lenders use soft credit checks or hard credit checks to determine your creditworthiness. A hard credit inquiry is when a lender checks your credit before approving…
The negative details on your credit report are an unfortunate reminder of your past financial mistakes. Or, in some cases, it’s not your fault, but the business or credit bureau is responsible for the credit report errors. Either way, it’s…
If you haven’t already done so, it won’t take long until you encounter a life situation where someone asks you to check your credit. There are many myths about credit, but it is important to build a credit card for…